Pre-Paid Funeral Plans
Why get a PPP?
Almost one million people in Great Britain now have a funeral plan. The main reason for people making preparations is due to their own experiences of grief and trying to alleviate some of the stress that their loved ones may face when making the arrangements.
A pre-paid funeral plan is a secure and cost-effective method of ensuring that your funeral is arranged and paid for with the minimum of fuss.
No matter how much the cost of your funeral director’s services may have increased by the time they are required, they will be covered.
Each plan also includes an allowance, to cover the third-party costs that are not within your funeral director’s control. These include the fees for the crematorium, doctors and clergy. Only if these costs were to increase more than the growth of the plan, might there be a balance to pay at the time of the funeral.
What’s included?
Each plan is tailor-made, and everything will be taken care of and carried out according to your wishes. The plan will allow you to personalise every aspect of the day in as much details as you choose. Taking out a pre-paid plan will not only give you peace of mind, it will also help to relieve the stress and financial worries that your family may face at the time of loss.
Our preferred choice of plan is The Open Pre Paid Plan a leading Funeral Plan provider. Please find a link to their website click here. If you have any questions regarding pre-paid funeral plans, or would like to request a brochure, please call into our Biddulph or Tunstall office, call our office in Tunstall: 01782 834300 or Biddulph: 01782 515155.
Prepaid Funeral Plans from Open Prepaid Funerals
Prepaid Funeral plans are now regulated by the FCA (Financial Conduct Authority) and as such have very strict and stringent rules around their sale which are designed to protect you the consumer. We have chosen to become an Introducer Appointed Representative (IAR) of Open Prepaid Funerals who are regulated by the FCA as a plan provider Registered No: 962403 and who will handle all the regulatory and financial requirements around taking out your plan. Open were established in 2003 and have a very experienced team who will look after the financial aspects of the plan whilst keeping us on hand to ensure your personal preferences can be met and that we maintain our relationships with the families we serve.
You can jump straight to the C McGough & Sons Funeral Directors page on Open’s website to see the standard plans and prices simply click here.
When it comes to planning a funeral, it can be a sensitive topic to navigate – especially if you are a loved one planning a service or ceremony for the deceased. That’s why it may be beneficial to consider the option of a prepaid funeral plan – as you can alleviate the emotional and financial burdens from your family and loved ones by planning and paying for your own funeral ahead of time.
We believe it’s all about the personal touch – which is why here at C McGough & Sons Funeral Directors, we have chosen to be an Introducer Appointed Representative (IAR) of Open Prepaid Funerals who can provide you with a suitable prepaid funeral plan for your needs. This relationship allows C McGough & Sons Funeral Directors to provide Open with our expertise and guidance on how the funeral is conducted whilst they set up a plan which can be tailormade to your needs and preferences.
About Open Prepaid Funerals
Open Prepaid Funerals was formed in 2003 and provides a secure and transparent method of planning your funeral ahead of time. With a range of prepaid funeral plans to choose from, you can choose almost anything from a Simple Plan to something very detailed and unique or something as basic and low key as an Unattended Cremation plan to cater for your own preferences entirely.
The cost of your prepaid funeral plan depends entirely on the funeral plan you choose your personal preference and the level of service that you require. The final cost of your funeral could include cemetery or crematorium fees, funeral notices, limousines, flowers, orders of service and many more elements to ensure your funeral is as personal as possible should you wish. The expert team of Open Advisers will talk you through this on the telephone, online using Teams or Zoom, by email or if appropriate face to face.
The Open Prepaid Funerals Trust deed has been created in such a way that its purpose is to offer greater protection to you the plan holder and your family or representatives. We here at C McGough & Sons Funeral Directors will have the responsibility for the provision of your funeral on behalf of you through Open Prepaid Funerals.
Why Choose a Prepaid Funeral Plan from C McGough & Sons Funeral Directors?
By choosing a prepaid funeral plan, this is a simple and practical way to let your loved ones know that everything is taken care of. Some of the main benefits include:
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Removes financial burden – as the funeral plan will be paid up front or in monthly instalments, this can reduce the financial burden on loved ones when the time comes.
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Alleviates emotional stress - planning your funeral beforehand alleviates the added stress, but also provides a caring solution to reduce emotional stress on your loved ones.
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Fixed price – although funeral plan prices may fluctuate due to inflation, by choosing an Open Prepaid Funeral plan, the price of the funeral directors professional services is fixed at the time the plan has been bought – meaning that your plan is safe for years to come.
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Contribution to Core Disbursements – your contribution to disbursements is not currently guaranteed to there is a possibility that at the time of need, in relation to disbursements only, your family may have to contribute to the cost of these if the plan value is lower than the at need cost at the time.
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Individual personalisation – by choosing a prepaid funeral plan, you can decide on the theme of your own funeral yourself and ensure that everything is to your taste and personal preference ahead of the time.
